Being over insured is better than finding out you're under insured when it is already too late. 

Below is a closer look at the types of insurance available to you and how they protect not only your self but your loved ones and your financial future as well. 

 

Home Owners Insurance

Your homeowners policy is what is going to protect the biggest purchase you make in your entire life, your house and everything in it. Home owners policies can be customized in a number of ways. First, is the value of the house and the value of all your belongings in it. You'll want to make sure you have the proper amount of coverage because if a claim needs to be filed or a loss is suffered, you want to make sure that the end result is you being able to continue your life almost as if the loss never happened. You also will want proper coverage on your belongings in the house so that they get replaced if a loss is suffered. In other words, one 65inch smart TV for another, not for said appraised value, that could be hundreds less than you paid for it due to depreciation over time and not enough money to replace what you already had.

That is why we are here, to go over your options with you. We work with a multitude of insurance companies to make sure we are able to provide the best coverage options for you and your family without compromising the quality of your policy. 

 

 

Auto Insurance

There are different amounts of auto insurance limits for coverage options. You may think saving 15% with one of these huge companies you see on TV is the greatest idea since sliced bread when in fact, to save you the $15 each month, they decrease you coverage to minimum and you find out only after you total your Toyota Highlander and that the $20,000 you have in coverage is not even enough to pay the loan that you have on it off because that is $37,522. Where do you think that extra $17,522 is coming from. You got it!  Your savings account or you can say bye bye to that 720+ credit score you have.

It is so important to work with Protection Solutions Insurance because we know these types of policies inside and out and will go over all your options with you. Your perfect credit score and new SUV is worth more than the $10 a month you will save by trying to save on car insurance by cutting corners. Protection Solution Insurance works with many automobile insurance companies to ensure you get the best price possible without sacrificing coverage or your future financial well being.

 

Life Insurance

85% of people agree life insurance is a necessity, yet 62% of people say that have it. Life insurance in this day and age is very different than what than what was available decades ago. Bad agents gave the industry a bad name by lying about coverage to make a sale. It does not need to be like that any more. Life insurance is one of the most important types of insurance because it protects something very important, your life. Life insurance is important because for your family it might mean their loss of you and the ability to pay their bills, stay in the house they're living in, and even their next meal.

Today's life insurance is far different than what people are accustomed to. You no longer have to die in order to claim your policy. Yes, you read that right. These policies will now pay you if you don't die. There are companies out there that have added benefits to their policies along with the obvious death benefit.

Knowing and being able to provide these policies is something we at Protection Solutions Insurance believe very strong about. We have life insurance partners that allow you to claim 90% of the policy benefit if a critical illness is suffered by the insured. This allows them to have access to a large sum of money during a time where financial hardship might set in because you are a laborer and 30 chemotherapy sessions is getting in the way of you and earning your paycheck to provide for your family. This type of life insurance policies can help you in more ways than you can imagine and it would be our pleasure at Protection Solutions Insurance to inform you of all your life insurance options as we are able to provide both term and whole life options to come up with the best protection plan for you and your family. 

 

Business owners POLICY

Your business is your baby. Your hard work and sacrifice go in to it daily. Your family depends on it. That is why it is so important to have the proper coverage when it comes to protecting your business. From protecting a fleet of vehicles to making sure you're covered if someone slips in falls in your freshly mopped hallway, Protection Solutions Insurance will walk you through the proper protection options to make sure your livelihood is not compromised should something like this happen.

We work with several commercial line insurance companies and are able to facilitate whatever type of policy your business demands. From commercial liability to commercial property, we will walk you through the process of protecting your business.